When and Where ?

How long will the appointment take and what will they be doing?

Why Me?

How much will it cost?



When and Where ?

An examiner from APPS will contact you to schedule an appointment at your earliest convenience. This meeting may take place at your home, your office, our office or any other appropriate place. When the examiner contacts you, he/she will discuss exactly what will be done.

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How long will the appointment take and what will they be doing?

• Paramedical Report (20 minutes) A two page questionnaire asking for complete medical history, vital signs (height, weight, blood pressure, pulse) and a urine sample. Be prepared to answer questions regarding your family’s medical history. • Blood Profile (10 minutes) Blood will be drawn from your arm or your finger as required by the insurance company. A urine specimen also is collected. Only sterile, disposable needles and supplies are used. This blood profile will be sent to a laboratory designated by your insurance company. Results are sent directly from the lab to your insurance company’s home office. APPS never learns of any test results. • Electrocardiogram (20 minutes) Also known as an EKG or an ECG. This is a painless procedure that requires electrodes be placed on bare skin on your chest, arms and lower legs. You will need to lie flat, in a relaxed position, in a location without any large electrical appliances running. (Some appliances can cause distortions in the EKG tracings.) Privacy will be required, as you will need to partially disrobe. • Physician Exam (25 minutes) In addition to the elements in the paramedical report, our doctor will also perform a brief physical exam. The insurance company defines the parameters of the exam. • Treadmill EKG (60 minutes) This is not a mobile test. If one is needed, we will help you make an appointment at a doctor convenient to you. • X-Rays (15 to 40 minutes) This is not a mobile test. If one is needed, we will help you make an appointment at a doctor convenient to you.

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Why Me?

This is a routine part of your insurance application

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How much will it cost?

This work is performed at no cost to you. The insurance company pays all costs.

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